Financial technology (fintech) is becoming more inclusive in the Philippines because it offers better convenience and efficiency than traditional forms of financial services.

Its digital nature makes fintech an ideal solution for businesses of different sizes, which is why it’s no surprise that the Philippines has a multitude of emerging startups that leverage fintech.

Here are some Filipino fintech startups that you should watch out for:

Giving Hero

Giving Hero allows willing and interested donors to support partner non-profit organizations (NPOs) for a cause. The app ensures transparency for donors while providing a platform for NPOs to ask for more donations.

Created primarily in the wake of the COVID-19 pandemic, Giving Hero’s latest partnership is with Agrabah Ventures which aims to help Bicolano farmers, fisherfolks, and families affected by Super Typhoon Rolly.

Educ4All: InvestEd

The startup aims to reach out to Filipino students and support their education by offering educational loans amid the Philippines’ rising unemployment situation.

Among the startup’s offerings include a lifetime combo of financial education and transition-to-adulthood courses to guide graduates towards meaningful employment and financial stability.


In a bid to make payments and money transfers easier for Filipino seafarers, MarCoPay was created as a smartphone app to make digital transactions to their family at home.

Developed and operated through a collaboration between Japanese company NYK and the Philippine-owned Transnational Diversified Group (TDG), the platform was initially used by seafarers who need to transfer money outside Japan.

MarCoPay is now being used by around 1.6 million sailors across the globe.


BeamAndGo Pte Ltd. saw the need for a fintech solution that caters to Filipino families to help them manage their finances and pave the way for wiser household spending.

The remittance-based platform offers digital gift certificates to purchase essentials within supermarkets and pharmacies and pay for insurance, healthcare, airtime load, education, mobile devices, and other bills. BeamAndGo is the first in the country to offer a digital SMS gifting mobile app.


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